The TruLoan Cash Advantage program fees are charged by Ribbon and offset via a lender subsidy/credit issued by TruLoan Mortgage at closing for eligible borrowers who contract with Ribbon for the RibbonCash Program. All Ribbon program requirements apply. Must be primary residence. Standard Maximum Lender Credit for eligible borrowers is $1,000. Home eligibility must be approved and value issued in advance by Ribbon. Eligible property types: One-unit, Single Family homes w/<4 acres of land, Town Homes or Condominiums, built after 1960 or have been fully renovated. Short sales, foreclosures, manufactured, modular homes, investment, new construction, second homes and homes being sold by estates are ineligible. RibbonCash has Appraisal Protection products that may incur various cost options that will be included in the offer to purchase/RibbonCash addendum. This offer may not be combined with other offers or specials. Buyer must close loan with TruLoan Mortgage to receive lender credit for this program. Buyer must specify this program at time of application to receive program guidance and applicable loan terms and rates.